The Weekend Collective

New analysis from financial wellbeing platform Crayon shows that raising children from pregnancy to the first day of school can cost New Zealand couples almost $180,000 after government support. That's almost a third of the average take-home pay, and obviously doesn't include the physical and mental strain of having to look after a whole new person. So when do you know if you can afford to have a kid? What's the bare minimum to give them the best shot in life? Crayon founder Stephanie Pow joins Tim Beveridge to break down the analysis, and discuss how much money it costs to have a child. LISTEN ABOVE See omnystudio.com/listener for privacy information.

The election result is still unclear, and we find ourselves in a bit of a limbo, but does it really matter when it comes to property investment? If you're buying a property you'll have for decades, there will be several government changes anyway, so why does it matter? CEO of The Property Lifestyle Nichole Lewis joins Tim Beveridge to discuss the impact of the election on the property market. LISTEN ABOVE See omnystudio.com/listener for privacy information.

This week on the Panel Tim Beveridge is joined by Editor of the NZ Gardener magazine Jo McCarroll and Newstalk ZB's Resident Builder Pete Wolfkamp to discuss the big stories from the week. Microsoft 365 went offline on Friday, causing chaos around the world. Closer to home, NZQA software went down halfway through exams. Are we too trusting in technology? Luxon has opened the door to talks with Opportunity Leader Qiulae Wong, despite ruling it our pre-election. Was it an error to rule them out in the first place? And the Black Caps have pulled off an incredible victory over India, where was this side last week? LISTEN ABOVE See omnystudio.com/listener for privacy information.

If you make a lot of money, are you more likely to save it or spend it? Sometimes it seems like people with higher incomes are more likely to spend it all, compared to people with a more modest income who prioritise saving. So why are some people who earn good money permanently broke, while folk on modest incomes manage to save? Financial Advisor and Co-Host of 'She Owns This' podcast Nefe Marson joins Tim Beveridge to discuss how to avoid bad spending habits. LISTEN ABOVE See omnystudio.com/listener for privacy information.

It's diabetes action month, and in New Zealand an estimate 48.6 out of 1000 people suffer from diabetes, and that number is rising. Diabetes also carries a stigma that it's caused by over-eating. But many genetic issues come in to play as well. So what can we do about it? How do you spot the early warning signs? GP Bryan Betty joins Tim Beveridge to discuss the details of type 1 and type 2 diabetes. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Former Labour Leader Phil Goff and Former National Minister Maurice Williamson join Tim Beveridge to review the 2026 Election. The guys discuss what the staggeringly low party vote for both National and Labour says about public opinion. Opportunity looks like it could be kingmaker, but would they work with NZ First after comments made by Michael Laws? And several high-ranking National Party ministers have lost their seats, how will this effect coalition negotiations? LISTEN ABOVE See omnystudio.com/listener for privacy information.

It's exam season and our kids are probably studying hard. And with that comes stress, anxiety and the potential to get disappointing results. So what's the best way to get your kids through this? Psychologist Sara Chatwin joins Tim Beveridge on Parent Squad to discuss. LISTSEN ABOVE See omnystudio.com/listener for privacy information.

A OneRoof survey found that only 6% of real estate agents around New Zealand say buyers are showing signs of FOMO if they delay a purchase. Of course there are still plenty of buyers out there, so what's causing this slump? Opes Partners Resident Economist Ed McKnight joins Tim Beveridge to discuss why this has happened, and if it will become the new status quo. LISTEN ABOVE See omnystudio.com/listener for privacy information.

This week on the Panel Tim Beveridge is joined by Mark Crysell and Luke Dallow to discuss the big stories from the week. An Italian chef in Brisbane was fired for refusing to put pineapple on a pizza. The boys discuss if this is a justified refusal, or a bit dramatic. The US Midterms have been a resounding victory for the Democrats, even flipping core Republican states like Texas. And tourists may have to start paying to use public bathrooms. LISTEN ABOVE See omnystudio.com/listener for privacy information.

One of the biggest costs elderly people face is retirement living costs. There's no set number for how much money is needed, no benchmark. It's frustratingly personal. So how much do you need to retire? Martin Hawes joins Tim Beveridge to discuss the costs of retireing, and how much should be tucked away. And with the election round the corner we'll take a look at what policies could affect investments, wealth transfers, and the like. LISTEN ABOVE See omnystudio.com/listener for privacy information.

How often should you exercise? If you're hitting the gym daily, you could be doing more harm than good. But if you go every now and then, are you making any progress? Is it better to go hard a couple days a week then rest, or do little exercises each day? Speaking of rest, how much do you actually need? Body Torque Gym Founder Alex Flint joins Tim Beveridge to answer your workout questions. LISTEN ABOVE See omnystudio.com/listener for privacy information.

There's a view the National Party has strong reasons to oppose efforts to create an overhang. Te Pati Māori, ACT and New Zealand First are advocating for a split vote approach to increase their preferred bloc's vote share. National Leader Chris Luxon is telling people to give both their party and electorate vote to the party. Former United Future Leader and political commentator Peter Dunne, says he'll be worried about having less power in a coalition. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Recent New Zealand research found ultra-processed foods account for almost 65% of the daily energy intake of the adolescents studied. So what nutrients do we need to make sure our kids are getting? If they're picking up some summer sports, should we be putting them on the protein powder? Or is three square meals a day enough? And how can you tell when your kids are overworked from their sports, or just naturally tired? Paediatrician Maneesh Deva joins Tim Beveridge to discuss what you should be feeding your kids. LISTEN ABOVE See omnystudio.com/listener for privacy information.

The Reserve Bank has surprised economists by deciding to hold the OCR at 2.75%. But what does that mean in terms of housing? How will the banks' reaction affect your home loan rates? And the election is a week away, so should you rush to get a housing offer across the line now, or hold out till the dust has settled? Founder of Martelli Buyers Alex Martelli joins Tim Beveridge to discuss. LISTEN ABOVE See omnystudio.com/listener for privacy information.

This week on the Panel Tim Beveridge is joined by Mystery Creek CEO Richard Lindroos and Infometrics Principal Economist Brad Olsen to discuss the hot issues from the week. On the table today: The deal that could have saved domestic Netball in New Zealand has been axed by Netball NZ, with no reason given yet. What's caused this breakdown? Vote splitting controversies are making the rounds the week before election day, and the MMP system has been called in to question. And it's Halloween! Tim asks the guys if they'll be out trick or treating tonight. LISTEN ABOVE See omnystudio.com/listener for privacy information.

What you leave behind when you're gone is probably on a lot of peoples' minds, regardless of age. But is a will something everyone should have? Or is it something to think about once you have a family, or reach a certain age? Managing Director for NZ Family Trust Services Janet Xuccoa joins Tim Beveridge for Smart Money. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Some people are aware of their Osteoporosis, some aren't and might chalk it up to an annoying pain rather than a long-term medical issue. So how do you know which is which? And if you think you have it, who's the first person you should go see? Is it something the GP can handle, or should you head straight for a physio or someone who specialises in bone health? Sports Biomechanist and Owner of Bone Health Studio Greg Pain joins Tim Beveridge for the Health Hub. LISTEN ABOVE See omnystudio.com/listener for privacy information.

National's unveiled a 26 point plan for its first 100 days if re-elected. The first pledge will be introducing KiwiSaver changes to parliament, including $15,000 for every newborn, and making the scheme compulsory. Other promises include cutting student loan repayments, extending paid parental leave, boosting Pharmac funding for cancer medicines and capping council rates increases. Nicola Willis says the party's been campaigning hard on these issues and voters should know what to expect. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Opportunity is moving to try and end the cycle of short-term political thinking. The party is pledging to establish a Future Generations Commissioner - appointed through Parliament for five years, to hold Governments and public bodies accountable for the long-term consequences of their decisions. Leader Qiulae Wong says they've followed international modelling - and New Zealand needs to think more about the long-term. LISTEN ABOVE See omnystudio.com/listener for privacy information.

It takes a lot of work to be a parent, and sometimes it really puts the pressure on. So how should you manage that stress? And how do you know if you're holding yourself to a standard that isn't reachable? Senior Parent Coach Jenny Hale joins Tim Beveridge to talk about the basics of parenting, and how to make sure you're keeping your kid on track. LISTEN ABOVE See omnystudio.com/listener for privacy information.

If you've got a decent property portfolio you might have a property manager, but should every landlord have one? There's definitely value to having an expert look after your property, even if it's just the one house. So how do you pick a good one? And what are the red flags to keep an eye out for when it comes to picking a property manager? Head of Property Management at Opes Partners Tiffany Bracey joins Tim Beveridge to discuss the pros and cons of getting a property manager. LISTEN ABOVE See omnystudio.com/listener for privacy information.

This week on the Panel Tim Beveridge is joined by Resident Builder Pete Wolfkamp and Psychotherapist Kyle MacDonald to discuss the hot issues from the week. On the table today: Kerrin Leoni has resigned from the Labour Party after a video circulated of her campaigning with gang members, the guys debate how damaging this is for the Labour Party. TVNZ staff are set to strike for the first time in 20 years over pay disagreements. And AirBnB has introduced rules that limit what chores guests can be asked to do. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Australian data-centre developer - Firmus - have stalled in securing funds for more build-outs, with investors unsure of the pricepoint, and how much of the growth depends on earnings that are yet to arrive. So has the value of AI had its reality check? Investors have happily funded AI chips, AI software and AI infrastructure for years, but are public markets finally pushing back on valuations? Given the money that's closely tied to AI and its promises to improve everyday life, are we walking into a bubble that's bound to pop, or running late on the AI boom? Harbour Asset Management's Chris Wilson explains the risks to Tim Beveridge for Smart Money... LISTEN ABOVE See omnystudio.com/listener for privacy information.

Sleeping's something we value more and more as we get older, but when we stay out at night, only getting a few hours of bed-time, how much damage are we doing? It becomes a tougher issue for some with doing unusual work hours, children keeping them up, or health conditions. So what can we do get the best rest for our body? How important is good sleep? Dr Alex Bartle from Sleep Well Clinic joins Tim Beveridge now for the Health Hub... LISTEN ABOVE See omnystudio.com/listener for privacy information.

The National Party's announced that, if re-elected, they will make it a criminal offence to withhold information from Police when a child aged 12 or under has been killed and adults were present. National's Justice Spokesperson Paul Goldsmith says the change is aimed at cases where people refuse to speak to police, preventing those responsible from being brought to justice. The proposed offence would carry a maximum penalty of 10 years in prison, but it also raises a question about how our right to silence can be tossed, and the risk of unintended consequences. Chief Victims Advisor Ruth Money joins Tim Beveridge to discuss what this proposal means... LISTEN ABOVE See omnystudio.com/listener for privacy information.

The Labour Party's announced plans to get kids off screens - and get them back to being kids - with better access to after-school activities, placing healthier boundaries between children and their devices, and boosting online safety measures for children. The party says too many childhood are being spent on screens, with sport, hobbies and other activities being out of reach for many families. So they'll work with experts, educators, and young people to strike the right balance. Labour's Education Spokesperson Ginny Andersen unpacks the plan with Tim Beveridge... LISTEN ABOVE See omnystudio.com/listener for privacy information.

Trends come and go, but some things look great all the time. Interior designer Kelly Gammie joined Tim Beveridge to talk the design choices that work, and the ones to avoid. LISTEN ABOVE See omnystudio.com/listener for privacy information.

This week on the Panel, Tim Beveridge is joined by Jo McCarroll & Wilhelmina O'Keeffe. On the table today: ACT says they'd work with TOP after Luxon said he wouldn't, campaign optics with visits to prisons/gangs, Pope Leo has lung cancer surgery, Starship nursing shortages, Spark phone booths are going, and the Kiwibank mascot saga. LISTEN ABOVE See omnystudio.com/listener for privacy information.

More New Zealanders are looking to their Kiwisaver to get them to the future, or to their first-home with the property market on a down-turn. Because of that, the election's become a more vested interest for voters, with the future of their KiwiSaver determined by what Government forms. So what are parties promising, where do they differ, and what would it mean for our funds? ACT's proposed tax cuts on our Kiwisaver at the cost of the scrapping Government contribution, National's proposed an incremental increase on the default contribution, and Labour wants to boost employer contributions. What does that all mean for us who may be retiring soon, looking for a first home, or just entering work? Generate Kiwisaver Advisor Nathan Stanners joins us Tim Beveridge for Smart Money... LISTEN ABOVE See omnystudio.com/listener for privacy information.

There seems to be many health advisories about what we can stop or start to reduce the risk of cancer, and there's always a push for earlier cancer screenings when elections come about. National wants to lower the bowel screen age, extend breast screening, and make cervical screening free. But something like cancer can often run in the family, so how much risk can we actually mitigate through healthy-living choice? What signs should we look for? General Practitioner Dr. John Cameron joins Tim Beveridge for the Health Hub to discuss... LISTEN ABOVE See omnystudio.com/listener for privacy information.

The Green Party's announced a jobs guarantee programme for young people who've been out of work for 6 months, with unemployment at an 11-year high, and three times worse for younger people. The party says the country's infrastructure and nature need maintenance and care, but community services are short of the people needed - so they plan to give those roles to younger people. The policy aims to bring work to 32,000 young people, by scaling up funding for all councils. Party Co-Leader Marama Davidson speaks to Tim Beveridge to explain how it work... LISTEN ABOVE See omnystudio.com/listener for privacy information.

ACT's released their fiscal plan if re-elected, and it's focused on cutting wasteful spending across sectors, and reduce debt by $12.4 billion dollars. The party's budget focuses on hard issues like superannuation, and bureaucracy, while proposing no new taxes and a quicker return to surplus. The party says Government spend is up 20 percent since 2017 across most sectors, and less debt lets us better respond to economic crisis and natural disasters. ACT Party Leader David Seymour talks to Tim Beveridge to unpack their plan... LISTEN ABOVE See omnystudio.com/listener for privacy information.

Founder of Crayon Stephanie Pow joins Tim Beveridge on Parent Squad to discuss how you should go about setting up a savings or investment fund for your child. LISTEN ABOVE See omnystudio.com/listener for privacy information.

On the One Roof Radio Show, Ed McKnight from Opes Partners talks with Tim about how a looming election impacts (or doesn't) the housing market. LISTEN ABOVE See omnystudio.com/listener for privacy information.

This week on the Panel, Tim Beveridge is joined by Luke Dallow & Mark Crysell. On the table today: do debates, polls, and the slew of policy announcements move the dial for average voters, will regular folks (ie not political pundits) strategically split their votes, are billionaires "morally offensive", how much room should you leave cyclists when you drive past them, and random drug testing the beneficiaries. LISTEN ABOVE See omnystudio.com/listener for privacy information.

It seems like New Zealand's fallen out of love with the property-market hype - the pre-election economic and fiscal update last week basically confirmed it. So where should we start looking when it comes to investing, and saving up? You've heard about people doing the age-old method of buying antique collectibles, luxury watches, gold, and art-pieces - and you've heard about the newer investment crazes like crypto, NFTs, and even trading cards - and you just think... this has to be a bubble that's bound to pop, right? How do we go about shifting a bit of our money out of the property-sector, and into something more secure? Is security even guaranteed or is there just a bit of luck involved? Finance Specialist and Author of Money Matters, Amanda Morrall joins Tim Beveridge on Smart Money... LISTEN ABOVE See omnystudio.com/listener for privacy information.

There's a lot of buzzwords being thrown around in the health-space these days - especially when it comes to diets. There's stuff like macros, calorie-deficits, creatine, protein, intermittent-fasting, clean-eating, super-foods, detox, and the list goes on... So what's the stuff we should actually consider implementing? What are the products worth the premium, and what might be a bit of a marketing gimmick? What should we be eating, and how can we keep those cheat-meals manageable to burn off? Nutritionist Claire Turnbull joins me now for the Health Hub... LISTEN ABOVE See omnystudio.com/listener for privacy information.

ACT's election campaign's kicked off today, and the party's focused on two things: cut red-tape to unlock the country's potential, and lock Labour out. As part of their ambitions, the party wants to remove tax on Kiwisaver earnings, and scrutinise the bureaucracy in many sectors. ACT Party Candidate Paul Henry joins Tim Beveridge to speak about why the Party's going so hard on Labour... LISTEN ABOVE See omnystudio.com/listener for privacy information.

We're about a month away until Election Day, so policy announcemens and party promises are ramping up. The Greeens today have launched their transport plan to combat fossil fuel use, and ease congestion. The Greens will cap bus and train fares at $2 for adults, and free for children, students, community service card holders, and total mobility users. They also plan to build rapid bus and light rail, boost inter-regional travle, and pedestrianises more inner-city areas. Green Party Transport Spokesperson Julie Anne Genter speaks with Tim Beveridge to unpack the policy... LISTEN ABOVE See omnystudio.com/listener for privacy information.

On the One Roof Radio Show, Aspire Property Management Director Mike Atkinson joins Tim Beveridge to talk about getting into the landlord game. And if you're already in it, what’s keeping you in the game? LISTEN ABOVE See omnystudio.com/listener for privacy information.

It's the middle weekend of the school holidays and cries of "I'm bored" can be heard from Kaitaia to Bluff. Mindworks Psychologist Sara Chatwin joins Tim Beveridge to discuss why letting kids be bored is good for them, and for you as their parent. LISTEN ABOVE See omnystudio.com/listener for privacy information.

This week on the Panel, Tim Beveridge is joined by Richard Lindroos & Brad Olsen. On the table today: the election campaign is properly underway, the UK might rejoin the EU, the future is still undecided for Chateux Tongariro, NZers might not be doing enough in the climate change fight, prosecutions for the Moa Point disaster, and protestors at NZ Aerospace Summit in Christchuch. LISTEN ABOVE See omnystudio.com/listener for privacy information.

There has been a lot of supermarket chat over the past couple of years, and it's ramping up now that we are headed into the election. National wants to split up Food Stuffs, the Greens want to build KiwiMart, ACT wants regulatory barriers reduced so new competitors can enter, and Labour has proposed separating the wholesale and retail operations of both major supermarket groups. But, Koura Founder Rupert Carlyon says messing with supermarkets will not help the average kiwi household, it is instead banks we need to focus on LISTEN ABOVE See omnystudio.com/listener for privacy information.

There's a lot of people and devices in our ears giving us, often conflicting, advice on fitness and wellness. Today, Body Torque founder Alex Flint helped us take a look at what being fit actually looks like for a 40+ year old, and when you should stop paying attention to the numbers on your smart watch. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Labour has launched their bid for election today, and they've pledged to cut student debt if they get elected. The party is promising to cull debt by 10 percent for students who finished study, but didn't benefit from Fees Free on April 1st. Labour campaign chair Kieran McAnulty explained further. LISTEN ABOVE See omnystudio.com/listener for privacy information.

National's putting the boot into Labour on tax, as it formally launches its bid for re-election. The party's vying for another term in Government with a message of 'no new taxes' as party faithful gathered in Auckland today. Campaign chair Simeon Brown joined The Weekend Collective to outline the party's strategy. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Who is mentoring your children? Can you, as a parent, sway that in any way? Umbrella Wellbeing CEO and clinical psychologist Dr Dougal Sutherland joined Tim Beveridge to chat about mentors and about the ongoing discussion around banning social media for teenagers. LISTEN ABOVE See omnystudio.com/listener for privacy information.

On the One Roof Radio Show, founder of Property Quadrants and property commentator Nichole Lewis joins Tim Beveridge to talk about the things in a neighbourhood that can lift a property's value. And when it comes to selling, how long is too long to hold to your expected sell price in a market that isn't really firing for sellers? LISTEN ABOVE See omnystudio.com/listener for privacy information.

This week on the Panel, Tim Beveridge is joined by Kyle MacDonald and Matilda Green. On the table today: the end of the parliamentary term got heated, Meta glasses are useful (but also creepy), how to make yourself smell more attractive, Dunedin ought to be on the "best places to live" list, and Daylight Saving Time stuffs everyone up (even one of our panellists!!!). LISTEN ABOVE See omnystudio.com/listener for privacy information.

The workplace is often dynamic - young people make their way in, technology change how things are done, new talent shift the team culture, and dress codes can differ from strict to casual. With the rise of remote and hybrid-jobs these days, what do employers and employees need to see eye-to-eye on? How much flexibility should both sides expect, and where can they compromise? And with people these days staying for a shorter time with their employer, before finding another job, how can they secure the best reference? Sylvie Thrush Marsh, Chief Evangelist at MY HR - speaks with Tim Beveridge for Smart Money... LISTEN ABOVE See omnystudio.com/listener for privacy information.